OCBC [CPL] ID

About OCBC Bank Indonesia (OCBC NISP): OCBC NISP is a reputable Indonesian bank operating under the supervision of Indonesia's Financial Services Authority (OJK) and Bank Indonesia. The bank is a member of the Indonesia Deposit Insurance Corporation (LPS), providing deposit guarantees up to IDR 2 billion per customer

About the product: KTA Cashloan

Unsecured loan product designed for personal needs like home renovation, education, weddings, or emergencies. Allows flexible disbursement and fee structure depending on loan usage 

About the campaign:

• This is an offline campaign, weekly reconciliation and reporting
• Payout eligible once user submitted their information and validated by client

Key Features:

• Loan Limit: Up to IDR 200 million
• Tenor: Up to 12 months for Cashloan; up to 36 months for higher loan amounts 
• Interest Rate: Starting from ~0.98% per month (flat rate) 
• Optional Promo: Tokopedia-linked promo offering e-vouchers up to IDR 6 million for eligible users (Feb–July 2025) 

Application Perks:

• 100% online application—no branch visit needed
• Quick approval and flexible disbursement via OCBC Site
• Multiple repayment schemes: effective flat installments, balloon payments, or bullet payments 

Requirements:

• Indonesian citizenship (WNI), aged between 21–55 (varying slightly by employment type)
• Minimum monthly income: ≥ IDR 5 million (employees) or ≥ IDR 8 million (self-employed/professionals)
• Employment tenure: at least 1 year (employees) or 2 years in the same profession