Salmon PH

Salmon is a leading financial technology company in the Philippines, dedicated to providing responsible lending solutions. Our customer service is reknown for its human touch.
Salmon Credit is a 100% digital credit line via Salmon App that offers:  

 Virtual Card to use immediately online  

• Repeatable Grace Period: 0 interest for up 2 months since your purchase and 2 calendar months from the date of your approval.  

•  Reusable Limit – spend, repay, repeat 

• Credit limit grows with responsible use 

•  Easy repayments via 9 major partners – no fees 
   

• Instant Approval in 1–2 minutes 

• No Paperwork: Approval is online. Once approved, always approved — no need to reapply 

• Security & Trust 
  Salmon verifies each applicant’s identity using facial recognition and official government data from the Philippine Statistics Authority (PSA) 

• Biometric login and facial ID verification 

• Freeze/unfreeze virtual card anytime 

• Real-time notifications 

• PDPA-compliant & safe to use 

• Demographics: primarily between 25 to 45 years old. This group includes young professionals and middle-aged adults who are establishing financial independence or managing household expenses. 

  Target Audience for Salmon Credit  

  Salmon Credit is made for responsible, financially active people who:  

• Prefer simple and transparent credit products 

• Don’t want to deal with long forms or paperwork 

• Value speed — approval in minutes, virtual card ready instantly 

• Want a safer, smarter alternative to cash loans or store financing 

• Appreciate repeatable interest-free flexibility — 0 percent interest for 2 months from credit approval, every time you borrow. 

• Use credit consciously — for purchases like appliances, healthcare, or important personal needs 

• Want to build and grow their credit line over time 

• Are already using digital tools, bank accounts, and loyalty programs like SM Advantage or Metro Rewards